All medical premium rates are pending approval by the HCDE Board of Trustees on July 30. If approved, all rates take effect on Sept. 1.
Accident Insurance
The costs associated with an injury can add up. Between hospital visits, exams and treatment, out-of-pocket costs could put you in a financial hardship. An accident plan pays benefits directly to you, so you can determine where to spend the money. It’s comforting to know that an accident insurance policy can be there through all stages of your care, from initial treatment to follow-up care. Accident coverage is available to you through payroll deduction and may provide a benefit for costs associated with:
Concussions
Lacerations
Broken teeth
Emergency room visits
Ambulance (ground or air)
Intensive care unit
Highlights
GUARANTEED ISSUE FOR ALL EMPLOYEES!
Plan is fully portable even if you leave your employer
High and Low plan to fit your budget and needs
High plan benefits pay an additional 50% more
Coverage available for employee, spouse and children for accidents off the job
Coverage includes, but is not limited to, fractured bones, third-degree burns, concussions, broken teeth, emergency room treatment, ambulance, and hospital confinement
